SIF - Specialized Investment Funds

Advanced Strategies, Still Simple & Regulated

Investors today want more flexibility than traditional mutual funds but without the complexity of PMS.
To meet this need, SEBI has introduced Specialised Investment Funds (SIFs), a new category effective April 1, 2025.

SIFs allow more strategy-driven investing while still operating under SEBI’s mutual fund framework.
If you’ve felt that your portfolio should be more dynamic or adaptive, SIFs bring that sophistication in a transparent, structured format.

sbi sif in dharamshala

Magnum sif

SBI Mutual Fund
Hybrid Long-Short Fund

edelweiss sif in dharamshala

Altiva sif

Edelweiss Mutual Fund
Hybrid Long-Short Fund

titanium sif in dharamshala

Titanium sif

TATA Mutual Fund
Hybrid Long-Short Fund

qsif sif in dharamshala

Qsif

Quant Mutual Fund
Equity Ex-Top100 & 2 more.

iti mutual fund

Diviniti sif

ITI Mutual Fund
Equity Long-Short Fund

 What Makes SIFs Different?

  • SIFs allow fund managers to use advanced strategies such as:
  • Long–short positions
  • Sector rotation
  • Dynamic asset allocation
  • Tactical shifts across equity and debt
  • These strategies offer deeper diversification and more responsive portfolio management.
  • Minimum investment begins at ₹10 lakh, making SIFs suitable for financially experienced investors.

A Simple Illustration

Suppose you invest ₹10 lakh with the goal of adding advanced strategies to your portfolio.

With SIFs, the fund manager can:

  • Take long positions where they see strength
  • Short where they expect weakness
  • Adjust allocation as markets evolve
  • Your investment becomes more agile and strategically managed, without you handling the complexity.

Who Are SIFs Meant For?

  • SIFs are ideal for investors who:
  • Have surplus capital above ₹10 lakh
  • Are comfortable with moderately complex strategies
  • Want more than traditional equity/debt fund structures
  • Seek long-term, strategy-driven diversification
  • Don’t require very frequent liquidity

Key Features & Benefits of SIFs

  • SEBI-regulated under the mutual fund framework

  • Minimum investment of ₹10 lakh, with SIP/SWP/STP allowed thereafter

  • Flexible redemption options: daily, weekly, or interval-based

  • Access to specialised strategies like long–short equity, debt long–short, and hybrid models

  • Broader diversification across equity, debt, derivatives, and alternative assets

  • Flexible, market-responsive portfolio management

  • Professionally managed within a robust regulatory structure

In Summary

Specialised Investment Funds offer a smart middle ground between traditional mutual funds and high-end PMS solutions.
They bring advanced strategies, broader diversification, and dynamic portfolio management, all under SEBI’s transparent regulatory framework.

If you’re exploring ways to make your investment approach more sophisticated, SIFs can be a powerful addition to your long-term plan.

At Steadrow Capitals, we help you understand these strategies clearly and guide you on whether SIFs suit your goals and risk appetite.

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FAQs

The minimum investment requirement for Specialized Investment Funds in India is ₹10 lakh per investor, as prescribed by SEBI. This threshold ensures that SIFs are suitable for investors with higher risk appetite and longer investment horizons.

No, a separate account is not required. If you already have a mutual fund folio and completed KYC, the same setup generally works for investing in SIFs. Additional documentation, if required, is handled digitally.

All major AMCs are either already offering or actively launching SIF products.
Currently available and upcoming AMCs include:

  • SBI Mutual Fund

  • Tata Mutual Fund

  • Quant Mutual Fund

  • Edelweiss Mutual Fund

  • ITI Mutual Fund

In addition, all newly launched and upcoming SIF strategies from major AMCs will also be available as and when they are introduced in the market.

The taxation of SIFs is similar to mutual funds and depends on the underlying asset allocation:

  • Equity-oriented SIFs follow equity taxation rules

  • Debt-oriented SIFs follow debt taxation rules

Capital gains taxation applies based on holding period and asset mix, making SIFs tax-efficient when held for the appropriate duration.

SIFs are best suited for investors with a moderate to high risk appetite. Since these funds use advanced strategies and concentrated approaches, they are ideal for investors who:

  • Understand market cycles

  • Can stay invested long-term

  • Seek returns beyond traditional mutual funds

At Steadrow Capitals, we can arrange the entire investment process from the comfort of your home, completely online. This includes:

  • KYC and documentation

  • Account setup (if required)

  • Product selection based on your risk profile

  • Investment execution and confirmation

For investors who prefer an in-person experience, you are also welcome to visit our Steadrow Capitals office in Dharamshala, where our team will guide you through the complete process step by step.

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